Volume 8, Issue 3 March 2017


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization or group, call (225) 219-0619 or send an email to: consumeradvocacy@ldi.la.gov

Upcoming Events

LDI On the Road: District 15 Community Meeting

Date: March 28, 2017
Time: 5:30 p.m.
Location: Zachary Americana YMCA
4200 Liberty Way, Zachary, LA

LDI On the Road: 24th Annual Education Conference on Alzheimer's Disease

Date: March 29, 2017
Time: 8:30 a.m.- 4:45 p.m.
Location: Belle of Baton Rouge Casino and Hotel
103 France Street, Baton Rouge, LA

LDI On the Road: Embracing the Journey: An End-of-Life Resource Fair

Date: April 1, 2017
Time: 9:00 a.m.- 12:00 p.m.
Location: St. Luke's Episcopal Church
8833 Goodwood Boulevard, Baton Rouge, LA

LDI On the Road: Medicare Improvements for Patients & Providers

Date: April 5, 2017
Time: 10:30 a.m.- 12:00 p.m.
Location: Folsum Senior Center
82010 Highway 25, Folsum, LA

LDI On the Road: MIPPA Presentation/ Medicare Savings

Date: April 7, 2017
Time: 11:00 a.m.
Location: Hammond Senior Center
207 E. Church Street, Hammond, LA

LDI On the Road: 4th Annual Family Fun Day

Date: April 8, 2017
Time: 10:00 a.m.- 2:00 p.m.
Location: VFW Post 7321
2668 Highway 171 North, Moss Bluff, LA

View Louisiana's Open Meetings Law on the legislative website by clicking here.


Insurance Reminders: Spring Severe Weather

With Spring here, remember that severe weather can pop up at any time but there are a few things you can do now to make sure you’re insurance ready.

Become familiar with your policy in case you have to file a claim. Review your policy for what is covered and what is not. Also check to see what deductibles you have in place. Now is a good time to check to see if you have flood insurance. You can contact the National Flood Insurance Program to purchase a policy.

Keep copies of your policy in a secure place. If you have to evacuate remember to take your important documents. Putting them on a jump drive beforehand can save you time later on.

Take pictures or video of your home and contents. If your belongings are lost or damaged, having pictures will be useful. Receipts may come in handy if you have to file a claim.

Update your contact information with your agent or insurance company. Make sure they have your updated cell number and email.

The tornadoes in February across South Louisiana are a reminder of the importance of evaluating your insurance needs. You can click here to check out some of our weather-related frequently asked questions.



Meet Your Financial Goals

We all dream of a secure and comfortable retirement. An important step to achieving this goal is planning ahead. The National Association of Insurance Commissioners (NAIC) has some tips to get you on the right financial footing.

Review your finances.  Start a retirement savings account. If you’re over the age of 50, think about increasing the amount you contribute to your retirement savings. Review your needs for health insurance, long-term care insurance and life insurance.

Annuities. An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for the premium you've paid.  Annuities are most often bought for future retirement income and can pay an income that can be guaranteed to last as long as you live. 

Health Care. According to the United States Department of Labor, 20 percent of all retirement incomes are spent on health care. Will you receive coverage through Medicare, Medicaid, an employer or another means? Keep in mind out-of-pocket medical cost can take a toll on your savings.




Looking Ahead

Our Senior Health Insurance Information Program wants to help you save money on medicine and Medicare costs. Staff members are traveling to several cities on the northshore this month and next to make sure you and your loved ones get the help you need. Not sure if you qualify for assistance? Attend one of our upcoming meetings to get answers to your questions.


The Division of Diversity and Opportunity would like to thank Southern University at New Orleans and those who attended the Building Blocks Workshop. Our next free agent workshop will be held August 2017. Keep up with the Division’s activities by clicking here.



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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214