Volume 10, Issue 4 April 2019


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization or group, call (225) 219-0619 or send an email to: [email protected]

Upcoming Events 

SHIIP and COAST 2019 Medicare Counseling

Date: April 17, 2019
Time: 9:00 a.m.- 12:00 p.m.
Location: Covington Senior Center
19404 N. 10th Street, Covington, LA

SHIIP and COAST 2019 Medicare Counseling

Date: May 15, 2019
Time: 9:00 a.m.- 12:00 p.m.
Location: Slidell Senior Center
610 Cousin Street, Slidell, LA

View Louisiana's Open Meetings Law on the legislative website by clicking here.

Distracted Driving Leads to a Dead End

Distracted driving is a dangerous practice that takes a driver’s focus away from the roadway. It’s not only texting or talking on the phone but also internet surfing or taking a selfie. Researchers and state insurance regulators all point to distracted driving as the cause of more frequent, more costly accidents resulting in higher insurance premiums. Here are a few tips to help you make it to your destination safely.

  • Put your phone away, food, other devices, or anything that may tempt you to take your hands off the wheel.
  • Plan your route and set your map or navigation technology before you depart.
  • Buckle up and obey the speed limit.

April is National Distracted Driving Awareness Month. Try to model good driving behavior that keeps Louisiana roadways safe.


Fraud Alert Sign


Outsmarting Hackers

Guarding against identity theft helps to protect your credit score. A credit freeze or security alert, restricts access to your credit report, stopping would-be hackers from gaining access to your personal information. Without a credit report, most creditors won’t approve or open a new account. A hacker cannot lift your credit freeze and open a new line of credit.

According to the Federal Trade Commission, a credit freeze locks down your credit. A fraud alert allows creditors to obtain a copy of your report, as long as they take steps to verify your identity. Fraud alerts can stop someone from opening a new account in your name but may not prevent them from misusing existing accounts. 

There are three types of alerts:

Initial Fraud Alert. Protects your identity for 90 days from unverified access. 

Extended Fraud Alert. Protects your credit identity for seven years, if you are a victim of identity theft. 

Active Duty Military Alert. Protects deployed military for one year.


Retirement Security


Retirement Planning Tips

There is no better time to get your finances in order than during National Retirement Planning week April 8-12, 2019. There are steps you can take now to begin saving for your golden years.

  • Track your spending and consider starting a retirement savings account.
  • Do your research and carefully consider purchasing a life insurance policy.
  • Consider the cost of health care and understand what services will be covered and what isn’t.
  • Set financial goals and meet with a certified financial planner to help you invest your money and make sure you’re meeting your goals.



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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214
[email protected]