Stay Weather Aware
The Louisiana Department of Insurance is reminding you to stay vigilant as we head toward the peak of the 2019 Atlantic Hurricane Season. Hurricane Barry was a reminder of the importance of being prepared. Here are a few things to keep in mind if another tropical system threatens our state.
Document damage and minimize your losses. Take photos or video of any damage to your home and make reasonable temporary repairs as needed.
File A Claim. Storms are considered "Acts of God" or "Acts of Nature" and an insurance company cannot cancel, refuse to renew or increase the amount of a premium on a homeowners policy based solely on this type of incident.
Ask for identification from any agents, adjusters or contractors. Do not sign any contracts for repairs until you have been instructed to do so by your adjuster and you have called the Better Business Bureau in your area.
Contact us if you have questions about your insurance coverage or filing a claim, call us at 1-800-259-5300.
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Covering Medicare Costs
There are two programs under Medicare that can help lower your drug costs if you meet income and asset guidelines: Medicare Savings Program and the Extra Help Program. The Medicare Savings Program provides assistance with Medicare Premiums, Deductibles and Coinsurance. Here are more benefits:
- Lower Medicare costs
- Reduce the money you pay out of pocket
The Extra Help Program is available through both Part D stand alone programs as well as Medicare Advantage Programs that include drug coverage. Here are benefits of the Extra Help Program:
- Help people with limited income and resources to pay Medicare prescription drug costs
- Help pay the monthly Medicare drug plan Part D premium, deductible, and co payments
For more information visit www.ldi.la.gov.
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Earn Continuing Education Credits
The Louisiana Department of Insurance Division of Public Affairs invites agents to learn more about building a successful social media strategy. A free workshop, Agent Smart: Demystifying Digital, will take place August 29 in Baton Rouge. Space is limited, click here to view the agenda and to register.
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Stay Connected with the LDI
Keep up with tips and news from the LDI, including newsletters, press releases and videos, by connecting with us through social media.