Volume 14, Issue 12
  December 2023


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization, call 225- 219-0619 or send an email to: [email protected].

Quick Tips: Open Enrollment Reminders

A few important deadlines are approaching if you need health care coverage. Medicare Open Enrollment ends December 7. Our Senior Health Insurance Information Program (SHIIP) staff can answer your questions and provide guidance.

Open enrollment for individual health insurance through the Health Insurance Marketplace ends January 15, 2024, but if you enroll in a plan or make changes to your current plan by December 15, coverage will begin January 1, 2024. Contact an agent to help review your options.


cash with a stethsoscope on top

Understanding Deductibles

As you prepare to lock in your health care coverage, it’s important to understand deductibles. A deductible is the amount you pay before your insurance company starts paying its share of the cost of health care services you receive. Remember to review your policy or plan document for additional information. The following tips can help you make the best decision this open enrollment period.

  • Visit your health plan’s website to learn more about what’s covered and what doctors and facilities are in a plan’s network.
  • Request a Summary of Benefits and Coverage from the insurance company. It’s a list of benefits, deductibles, copays and coinsurance amounts.
  • Some plans may pay the costs of preventative services before you meet your deductible.


 car keys

Preventing Auto Theft

The holiday season is here and there are a few steps you can take to avoid becoming a victim of auto theft . Here are tips to keep in mind as you celebrate the season:

  • Lock your car doors.
  • Keep holiday packages and possessions out of plain sight.
  • Always park in a well-lit area.
  • Remove your keys from the ignition.
  • If you have a garage, use it, and lock it up.
  • Install motion detector lights in the proximity of your driveway, carport or garage.

The Louisiana Automobile Theft and Insurance Fraud Prevention Authority urges you to keep an eye out for any suspicious activity in your neighborhood.


Upcoming Events


Homeowners 101: Knowing Your Policy 

Date: December 13
Time: 9 a.m.- 11 a.m.
Location: Virtual 


La. Citizens 101

Date: December 15
Time: 10 a.m. - 12 p.m.
Location: Greater New Orleans Housing Alliance
4640 S. Carrollton Ave., Suite 160, New Orleans


Opelousas Elderly Awareness Seminar

Date: December 20
Time: 8 a.m. - 1 p.m.
Location: Yambilee Building 
1939 West Landry St., Opelousas


Homeowners 101: Knowing Your Policy 

Date: December 21
Time: 5 p.m.- 7 p.m.
Location: Virtual 


Stay Connected with the LDI

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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214
[email protected]