Mark Your Calendar
Open enrollment for coverage through the Health Insurance Marketplace ends January 15. If you need health care coverage but will not meet the deadline, you must qualify for a Special Enrollment Period due to a life change such as marriage, having a baby or losing other coverage. When searching for a plan, remember to check the doctors and hospitals in a plan’s network. A licensed health insurance agent can help you review your options. Click here to find a health agent near you.
Did You Know?
A quick call or visit with your insurance agent can help you better understand your insurance policies and make the best decisions for your needs and budget. Here are a few things to keep in mind when reviewing your policies.
- A home inventory is the best way to determine the appropriate level of coverage needed for contents. It is also a useful tool to have in case of a loss. When doing the home inventory, make sure to include as much detail as possible about the items.
- A deductible is the amount you need to pay out of pocket before the insurance company will cover the claim. It’s important to know these amounts ahead of time so you can budget accordingly. Some policyholders consider raising a deductible to save on premium, but remember, the bill will be that much more following a claim.
- Most companies offer discounts for people who have more than one type of insurance policy with them, and for people who have had few claims or are long-term customers.
The Louisiana Department of Insurance provides an insurance checkup tool that offers a summary of insurance products in response to your lifestyle and financial habits. Click here to get started.
Medicare: Preventative Services
Our Senior Health Insurance Information Program (SHIIP) staff is available to help Medicare beneficiaries determine if their health plan covers a test, item, or service. Beneficiaries are encouraged to take control of their health. Medicare usually covers the seasonal flu vaccine. The 2023 Medicare & You handbook outlines services covered by Medicare. If you have questions, call us at 1-800-259-5300.
SHIIP Director Vicki Dufrene shares important Medicare updates on our Facebook Live Series, Leave it to Vicki.
Upcoming Events
Home and Remodeling Show
Date: January 28 & 29
Time: 10:00 a.m. - 5:00 p.m.
Location: Lamar Dixon Expo Center
9039 S. St. Landry Ave., Gonzales
View Louisiana's Open Meetings Law on the legislative website by clicking here.
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