Quick Facts: Hurricane Season Preparedness
The 2023 Atlantic Hurricane Season is underway, and a few simple steps can ensure you and your family are protected. An insurance agent can help you review your policies and determine what’s covered and what’s not. Remember a homeowners policy does not include flood insurance. You can purchase a separate flood insurance policy through a local agent or the National Flood Insurance Program (NFIP). There’s a 30-day waiting period before the policy goes into effect. Before a tropical system threatens,make sure your hurricane preparedness plans include the following:
Create a home inventory. Take an inventory of clothing and valuables. It’s also a good idea to take pictures or video of each room and the exterior of your home.
Gather important documents. Have copies of your family’s essential documents and your agent’s contact information.
Protect your health. Review your health insurance policy to become familiar with what you should do in the event of an emergency. Identify your network hospital. Find out from your provider what coverage your plan provides when you are displaced and need medical care outside of your area.
Visit our hurricane resource center or watch our hurricane season preparedness videos for additional information.
Medicare Following a Disaster
Medicare guidelines can change for beneficiaries following a declared emergency or disaster. Beneficiaries are advised to check a plan’s website or contact the plan directly to determine if there are temporary changes to rules during an emergency. Here are a few tips to keep in mind:
- Keep your prescriptions in original containers and make sure they are properly stored.
- Find out if your doctor will give you a written prescription for any important medications you may need to fill.
- Contact your insurer to find out if you can fill a prescription early in the event you are displaced.
Our SHIIP staff can help you locate your Medicare policy following a disaster. Contact us 1-800-259-5300. Click here for more information.
Upcoming Events
June Homeownership Month Workshop
Date: June 3
Time: 9:30 a.m. - 1:30 p.m.
Location: Louisiana Housing Corporation
2415 Quail Dr., Baton Rouge
Register
Hurricane Preparedness
Who: Louisiana Department of Insurance and WTQT Radio
Date: June 5
Time: 5:15 p.m.
www.wtqt.org
Homeowners 101: Knowing Your Policy
Who: Louisiana Department of Insurance and the Louisiana Housing Corporation
Date: June 8
Time: 9 a.m. - 11 a.m.
Location: Virtual
Register
Juneteenth Celebration
Date: June 17
Time: 12 p.m. - 4 p.m.
Location: BREC's Gus Young Park
4200 Gus Young Ave., Baton Rouge
One Stop Shop for Veterans
Who: Louisiana Department of Insurance and Congressman Troy Carter
Date: June 21
Time: 10 a.m. - 2 p.m.
Location: Charles R. Kelly Community Center
3535 Riley St., Baton Rouge
Homeowners 101: Knowing Your Policy
Who: Louisiana Department of Insurance and the Louisiana Housing Corporation
Date: June 24
Time: 9 a.m. - 4 p.m.
Location: Louisiana Housing Corporation
2415 Quail Dr., Baton Rouge
Register
Lift Program
Who: Louisiana Department of Insurance and Ascension Parish Sheriff's Office Wag Center
Date: June 28
Time: 10 a.m.
Location: Hickley M. Waguespack Center and Park
1201 Maginnis St., Donaldsonville
Homeowners 101: Knowing Your Policy
Who: Louisiana Department of Insurance and the Louisiana Housing Corporation
Date: June 28
Time: 5 p.m. - 7 p.m.
Location: Virtual
Register
View Louisiana's Open Meetings Law on the legislative website by clicking here.
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