About LATIFPA
The Louisiana Automobile Theft and Insurance Fraud Prevention Authority (LATIFPA) is a state board governed by an 11-member Board of Directors, established within the Louisiana Department of Insurance pursuant to La. R.S. 22:2132, et seq. The purpose of LATIFPA is to combat motor vehicle theft, insurance fraud and other criminal acts.
There are two kinds of fraud – ‘hard’ and ‘soft.’ Hard fraud is a dedicated criminal effort to defraud insurance companies by staging accidents, committing crimes such as arson, or otherwise planning to intentionally commit a crime. While it is definitely out there, this kind of fraud is surprisingly rare when you compare it to ‘soft’ fraud, such as claiming a little more damage on an accident report. Many Louisiana residents aren’t aware that insurance fraud – especially soft fraud – is a crime. Many more think it is “victimless.” No matter what you might think, insurance fraud in all its forms hurts Louisiana as a whole.